In Focus: Home ownership 'Money is like this black art for many' By Simoney KyriakouTo watch the full video click on the image above.simoney.kyriakou@ft.comArticle continues after advertPage 2 of 2Previous|Next Related articles Mortgages Number of households in arrears falls by 3% Mortgages Property prices reach ‘record high’ Mortgages Levels of landlord profitability highest for two years Mortgages Virgin Money increases mortgage rates following Budget Mortgages Lenders have ‘no right’ to question broker fees Mortgages Mortgage approvals reach highest level in two years