Given that clients provide all the money and take all the risk it seems unfair the active fund manager takes so much of the return.
We are working with clients and planning for a three decade retirement for a typical couple. Events such as we are experiencing at present will pass and become yesterday’s news.
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If the financial plan remains unchanged our investment policy should not alter, and we stay the course.
Paul Gibson is managing director and a chartered financial planner at Granite Financial Planning, based in Banchory
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