In Focus: Protecting your client  

Why personalisation is vital for support services

  • To understand the needs of seriously ill and vulnerable clients.
  • To get an idea of how to highlight the support services available to individual clients.
  • To know how to embed support services in the advice process.
CPD
Approx.30min

For the first gentleman, his key aim centred around his need to be able to get back to caring for and playing with his son.

Our support over several months included a course of structured counselling to help him to come to terms with the loss of his good health, techniques for managing his fatigue, provision of aids to help him in the kitchen and a perching stool, as well as information on a local support group for younger stroke victims.

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For the second gentleman, getting back to work was the key driver, he felt a strong loss of identity and had very low self-confidence. As his speech was affected, we regularly spoke to his wife and communicated with him by email.

We sourced speech and language therapy quickly and researched additional neuro-physiotherapy services.

Through our long-term support, we helped him to become more confident, develop coping strategies to deal with his reduced mobility and residual speech impairment and after a few months, he was able to make a successful return to work in an adjusted role.

These instances highlight the importance of communicating the support services available to individual clients, and encouraging corporate clients with group protection schemes in place, to make sure staff members are aware of how they can be helped back to health, wellness and the workplace. 

Summary

There is a wide range of added-value support services available, but few offer the personalised support tailored specifically to the unique needs of each individual. So it is important for advisers to promote these and communicate the support that is available and explain what it does.

This is so powerful, adding real tangible value to customers and their families, which in turn builds trust and loyalty for the insurer or employer.

It is not unusual for us to hear how much people value the way our nurses take time to understand what people really need when others have not, so they get the most relevant support.

This directly leads to quicker and better outcomes, for both individuals and for those covered by group protection schemes in the workplace.

Christine Husbands is managing director for RedArc

CPD
Approx.30min

Please answer the six multiple choice questions below in order to bank your CPD. Multiple attempts are available until all questions are correctly answered.

  1. According to the author, what are the key criteria services need to meet to add real value to a protection policy?

  2. According to the author, why is it often difficult for people who feel unwell to research the services available to them?

  3. According to the author, what are the main issues with support services that offer a clear menu of services?

  4. According to the author, what are the areas of research advisers can undertake on behalf of their clients?

  5. According to the author, what is one of the ripple effects stemming from a serious illness or difficult bereavement?

  6. What did RedArc do to support its client in case study 1?

Nearly There…

You have successfully answered all the questions correctly, well done!

You should now know…

  • To understand the needs of seriously ill and vulnerable clients.
  • To get an idea of how to highlight the support services available to individual clients.
  • To know how to embed support services in the advice process.

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