For an individual investor with limited resources, access and expertise, choosing the right investment mix to generate returns without taking on too much risk is a high hurdle.
Furthermore, the professional asset allocation expertise that sits at the heart of multi-asset investing enables these funds to adapt to changing markets and economic cycles, while mitigating volatility. It also means they can look across the risk-return spectrum to deliver not just the highest yield in absolute terms, but the most optimal yield.
Talib Sheikh is a fund manager at JP Morgan Multi-Asset Income Fund
Key Points
Dividend growth among UK businesses is the slowest in more than three years.
UK investors should consider seeking dividend income outside their domestic market.
Other examples of more unusual sources of income that can add value in the context of a diversified portfolio include preference shares and convertible bonds.
