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	<title>FTAdviser.com Blogs</title>
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	<pubDate>Fri, 03 Jul 2009 15:00:42 +0000</pubDate>
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		<title>&#8216;Bungee brood&#8217;? Hell no, hand me the CTF</title>
		<link>http://blog.ftadviser.com/?p=1359</link>
		<comments>http://blog.ftadviser.com/?p=1359#comments</comments>
		<pubDate>Fri, 03 Jul 2009 14:59:44 +0000</pubDate>
		<dc:creator>gemma.westacott</dc:creator>
		
		<category><![CDATA[Speakers' Corner]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1359</guid>
		<description><![CDATA[It appears that I have moved into that next fateful stage of life (or at least I&#8217;m due to in another four months or so). Yes, motherhood is impending. 
And with the usual worries about our baby&#8217;s health, the colour of the nursery and my growing waistline (does anyone know how much chocolate is &#8216;too&#8217; [...]]]></description>
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		<title>IP …because one size doesn’t fit all: Steve Elliott</title>
		<link>http://blog.ftadviser.com/?p=1357</link>
		<comments>http://blog.ftadviser.com/?p=1357#comments</comments>
		<pubDate>Fri, 03 Jul 2009 13:49:05 +0000</pubDate>
		<dc:creator>Industry commentator</dc:creator>
		
		<category><![CDATA[Other People's Money]]></category>

		<category><![CDATA[Spotlight]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1357</guid>
		<description><![CDATA[It’s strange that I always seem to always be writing a blog at a time when the news is dominated by just one topic. This time it’s MPs’ expenses. 
What’s slightly worrying is that I always manage to draw a direct parallel with something I firmly believe in for the protection market – in this [...]]]></description>
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		<title>Threats from the open market</title>
		<link>http://blog.ftadviser.com/?p=1355</link>
		<comments>http://blog.ftadviser.com/?p=1355#comments</comments>
		<pubDate>Thu, 02 Jul 2009 10:45:49 +0000</pubDate>
		<dc:creator>David.Pawsey</dc:creator>
		
		<category><![CDATA[Money Talks]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1355</guid>
		<description><![CDATA[Living Time&#8217;s Offer More Options campaign has come on leaps and bounds in the last few months with a 1000 IFAs backing it. 
For those who do not know, the aim of the OMO campaign is to extend the choice of retirement income options available to the thousands of consumers who reach retirement age each [...]]]></description>
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		<title>Mortgage lender awards - Do they deserve any?: Chris Hulme</title>
		<link>http://blog.ftadviser.com/?p=1350</link>
		<comments>http://blog.ftadviser.com/?p=1350#comments</comments>
		<pubDate>Wed, 01 Jul 2009 10:37:01 +0000</pubDate>
		<dc:creator>Industry commentator</dc:creator>
		
		<category><![CDATA[Other People's Money]]></category>

		<category><![CDATA[Spotlight]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1350</guid>
		<description><![CDATA[It&#8217;s that time of year again where the emails come flooding in from lenders to brokers like myself in the vain hope that we will vote for them and their &#8216;award winning service&#8217;.
The 2008 results (announced prior to the full fallout of the current crisis) saw recognition and achievement status bestowed upon many lenders who [...]]]></description>
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		<title>What to learn from the financial affairs of Michael Jackson</title>
		<link>http://blog.ftadviser.com/?p=1348</link>
		<comments>http://blog.ftadviser.com/?p=1348#comments</comments>
		<pubDate>Wed, 01 Jul 2009 10:30:57 +0000</pubDate>
		<dc:creator>emma hughes</dc:creator>
		
		<category><![CDATA[Home on the Range]]></category>

		<category><![CDATA[Spotlight]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1348</guid>
		<description><![CDATA[What is the lesson we can learn from the financial affairs of Michael Jackson - other than that superstars always end up spending beyond their means just before they go supernova? 
Just as Jade Goody’s death showed the value of protection, Mr Jackson’s demise has highlighted the need for estate planning. 
Only three months ago [...]]]></description>
		<wfw:commentRss>http://blog.ftadviser.com/?feed=rss2&amp;p=1348</wfw:commentRss>
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		<title>Upgrading your qualifications?</title>
		<link>http://blog.ftadviser.com/?p=1346</link>
		<comments>http://blog.ftadviser.com/?p=1346#comments</comments>
		<pubDate>Tue, 30 Jun 2009 11:21:20 +0000</pubDate>
		<dc:creator>Industry commentator</dc:creator>
		
		<category><![CDATA[Question &amp; Answer]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1346</guid>
		<description><![CDATA[QUESTION: I need to upgrade my qualifications, following the RDR report that came out last week, what&#8217;s the best way of making sure I&#8217;m up to speed? Should I wait for the new qualifications to come out first?
ANSWER: You are right to be thinking about starting to upgrade your qualifications now.
Those who delay should be [...]]]></description>
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		<title>Next-generation clients need next-generation advisers</title>
		<link>http://blog.ftadviser.com/?p=1338</link>
		<comments>http://blog.ftadviser.com/?p=1338#comments</comments>
		<pubDate>Mon, 29 Jun 2009 10:36:34 +0000</pubDate>
		<dc:creator>Industry commentator</dc:creator>
		
		<category><![CDATA[Spotlight]]></category>

		<category><![CDATA[Young Adviser]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1338</guid>
		<description><![CDATA[When most people think of a financial adviser, they think of &#8216;the man from the Pru&#8217;: early fifties, grey suit and a briefcase. Older clients trust this image and accept the man as a person to give them prudent financial advice.
However, financial services is a fast-moving industry. A new generation of clients who really need [...]]]></description>
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		<title>The rules of clawing back set-up charges: Kelvin Lillywhite</title>
		<link>http://blog.ftadviser.com/?p=1334</link>
		<comments>http://blog.ftadviser.com/?p=1334#comments</comments>
		<pubDate>Fri, 26 Jun 2009 10:12:44 +0000</pubDate>
		<dc:creator>Industry commentator</dc:creator>
		
		<category><![CDATA[Other People's Money]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1334</guid>
		<description><![CDATA[I presume that I am not alone in thinking that given the weight the FSA put on Key Features Documents these would be a reasonable place to contain all information relevant to consumers when they are looking to get an understanding of how their product works and the charges and terms of their contract.
Many companies [...]]]></description>
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		<title>RDR and the Holy Grail</title>
		<link>http://blog.ftadviser.com/?p=1331</link>
		<comments>http://blog.ftadviser.com/?p=1331#comments</comments>
		<pubDate>Thu, 25 Jun 2009 11:12:10 +0000</pubDate>
		<dc:creator>Melanie Tringham</dc:creator>
		
		<category><![CDATA[Money Talks]]></category>

		<category><![CDATA[Spotlight]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1331</guid>
		<description><![CDATA[The RDR report - the one which says &#8216;This is really what is happening&#8217; - has finally landed. While the full remit, and repercussions are being discussed elsewhere on the site - an initial look at it makes interesting reading.
There is much to digest - not least on commission, a professional ethics board, and qualifications [...]]]></description>
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		<title>Regulation - tragedy or comedy?: Patrick Schan</title>
		<link>http://blog.ftadviser.com/?p=1323</link>
		<comments>http://blog.ftadviser.com/?p=1323#comments</comments>
		<pubDate>Wed, 24 Jun 2009 11:56:58 +0000</pubDate>
		<dc:creator>Industry commentator</dc:creator>
		
		<category><![CDATA[Other People's Money]]></category>

		<category><![CDATA[Spotlight]]></category>

		<guid isPermaLink="false">http://blog.ftadviser.com/?p=1323</guid>
		<description><![CDATA[Most of us, from time to time I’m sure, must wonder what the Dickens is going on in this country. 
Well, forget Dickens, it’s more like one of Shakespeare’s tragedies. Or is it a comedy? 
Aside from the insane political correctness that seems to pervade every facet of modern day life in the 21st century [...]]]></description>
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