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	<title>FTAdviser.com Blogs</title>
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		<title>Save our pensions</title>
		<description><![CDATA[Britain is going through one of its occasional schrizophrenic moments &#8211; or at least politicians from all major political parties are continuing to sit on the fence when it comes to improved state pensions or better occupation provisions.
For some reason, the thought of pensions seems to bring out the worst in our political leaders; they [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/18/save-our-pensions/</link>
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		<title>Beware the unemployment ides of March: Jennifer Gilchrist</title>
		<description><![CDATA[While today&#8217;s news that UK unemployment has fallen (to 2.45m) for the third consecutive month is certainly positive, it should be approached with a certain degree of caution. 
With some forecasts of a double-dip recession, there are still real concerns about the stability of the UK economy, meaning the threat of unemployment continues to loom [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/17/beware-the-unemployment-ides-of-march-jennifer-gilchrist/</link>
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		<title>Early birds must pay to build Nest</title>
		<description><![CDATA[The government&#8217;s announcement on charging structures in the new National Employment Savings Trust (Nest) means early birds will not catch the worm&#8230; they will meet the set-up costs and people enrolled in future will only have to pay for ongoing running costs.
According to Towers Watson, the result will be that people near retirement who only [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/16/early-birds-must-pay-to-build-nest/</link>
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		<title>Nice step for Nest: Steven Cameron</title>
		<description><![CDATA[We have always believed the financial stability of the Nest scheme should be a top priority and the recent financial crisis has made this even more imperative. 

In the current climate people are more risk averse and want to know their money is safe.
A combination charge is the best way to reduce the timing mismatch [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/16/nice-step-for-nest-steven-cameron/</link>
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		<title>New kid on the block</title>
		<description><![CDATA[The new Moneymadeclear advice service was launched last week, with plenty of fanfare from the Government.
The service &#8211; run in partnership with the Financial Services Authority (FSA) &#8211; will offer consumers access to free financial advice. Yet do advisers have the right to feel aggrieved at the launch of what is clearly a government attempt [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/15/new-kid-on-the-block/</link>
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		<title>Treading on advisers&#8217; toes</title>
		<description><![CDATA[Yesterday, Alistair Darling announced the launch of the government&#8217;s &#8220;free impartial advice&#8221; service, Moneymadeclear.
The service, which has already been piloted in the North East, will offer members of the public basic financial advice either via the telephone, a website or face-to-face sessions with &#8220;fully trained&#8221; individuals.

The Moneymadeclear website and helpline are available now, and face-to-face [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/12/treading-on-advisers-toes/</link>
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		<title>What the FSA&#8217;s consumer protection committee means for advisers: Sarah Redlich</title>
		<description><![CDATA[The Financial Services Authority (FSA) has published &#8211; jointly with the Office of Fair Trading (OFT) and the Financial Ombudsman Service (FOS) &#8211; a discussion paper on the fair handling of complaints, the early identification and management of risks from such complaints and the formation of a co-ordination committee to improve the identification and exchange [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/12/what-the-fsas-consumer-protection-committee-means-for-advisers-sarah-redlich/</link>
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		<title>Why Virgin is right to charge current account holders</title>
		<description><![CDATA[Virgin Money charging its current account customers a fee to ensure its costs are more transparent is good news for customers. 
The bank, which is expected to open two branches by the end of the year in London and Edinburgh, will charge a &#8220;small&#8221; monthly fee for using its current account service.

Scott Mowbray, head of [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/11/why-virgin-is-right-to-charge-current-account-holders/</link>
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		<title>First signs of a double dip?: Richard Sexton</title>
		<description><![CDATA[The Royal Institute of Chartered Surveyors has just issued its latest survey of members relating to the period of February 2010.
Despite a reasonably positive summary, some of the detail gives cause for concern. For the first time in three months, the seasonally adjusted balance of respondents reporting price rises reduced from 31 per cent to [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/10/first-signs-of-a-double-dip-richard-sexton/</link>
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		<title>And yet another equity release provider bows out</title>
		<description><![CDATA[Stonehaven has today (9 March) become the latest equity release provider to temporarily suspend new business due to lack of funding.
The provider has followed in the footsteps of a number of its peers – ten of whom have also withdrawn from the market over the past year or so.

Providers have been exiting the market in [...]]]></description>
		<link>http://blog.ftadviser.com/2010/03/09/and-yet-another-equity-release-provider-bows-out/</link>
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